.page-wrapper{box-sizing:border-box;background:#f3f4f6;flex-direction:column;width:100%;min-height:100vh;display:flex;overflow-x:hidden}.page-wrapper *{box-sizing:border-box}.skip-link{clip:rect(0,0,0,0);white-space:nowrap;border-width:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.skip-link:focus{clip:auto;white-space:normal;color:#fff;z-index:50;background:#2563eb;width:auto;height:auto;margin:0;padding:.5rem;position:absolute;top:0;left:0;overflow:visible}.main-content{width:100%;padding-top:var(--header-height,5.5rem);flex-grow:1;overflow-x:hidden}.terms-hero-section{color:#fff;text-align:center;background:linear-gradient(#1e40af,#1e3a8a);width:100%;padding:5rem 0;overflow-x:hidden}.terms-hero-container{width:100%;max-width:1280px;margin:0 auto;padding:0 1rem}.terms-hero-title{font-size:2.5rem;font-weight:700;line-height:1.2}.terms-hero-description{color:#e5e7eb;max-width:42rem;margin-top:1.5rem;margin-left:auto;margin-right:auto;font-size:1.125rem}.terms-hero-updated{color:#d1d5db;margin-top:1rem;font-size:.875rem}.terms-content-section{background:#fff;width:100%;padding:5rem 0;overflow-x:hidden}.terms-container{width:100%;max-width:80rem;margin:0 auto;padding:0 1rem}.terms-sections-wrapper{flex-direction:column;gap:3rem;display:flex}.terms-section{flex-direction:column;gap:1rem;display:flex}.terms-section-title{color:#111827;align-items:center;font-size:1.5rem;font-weight:700;display:flex}.terms-section-icon{color:#2563eb;width:1.5rem;height:1.5rem;margin-right:.5rem}.terms-section-text{color:#374151;font-size:1rem;line-height:1.75}.terms-link{color:#2563eb;text-decoration:underline;transition:color .2s}.terms-link:hover{color:#1e40af}@media (max-width:640px){.terms-hero-section{padding:3rem 0}.terms-hero-title{font-size:1.875rem}.terms-hero-description{font-size:1rem}.terms-content-section{padding:3rem 0}.terms-sections-wrapper{gap:2rem}.terms-section-title{font-size:1.25rem}.terms-section-icon{width:1.25rem;height:1.25rem}}@media (min-width:641px) and (max-width:767px){.terms-hero-section{padding:4rem 0}.terms-hero-title{font-size:2.25rem}.terms-content-section{padding:4rem 0}}@media (min-width:768px){.terms-hero-section{padding:5rem 0}.terms-hero-container{padding:0 1.5rem}.terms-hero-title{font-size:3rem}.terms-hero-description{font-size:1.25rem}.terms-content-section{padding:5rem 0}.terms-container{padding:0 1.5rem}.terms-section-title{font-size:1.875rem}}@media (min-width:1024px){.terms-hero-title{font-size:3.75rem}}@media (min-width:1280px){.terms-hero-section{padding:8rem 0}}